How to Use TwentyOne Portfolio: The Complete Beginner's Guide

What good is a toolbox if you don't know how to use it? In this guide, we will explain step-by-step how to use our software, starting from the basics and moving toward more technical concepts.

Adding Your First Data

For our SaaS to properly organize, analyze, study, and understand your data, it requires a minimum of 3 months of history. To get started, navigate to the Manage Portfolio section and click on ADD NEW TRANSACTION—this button will be your best ally.

Asset Recognition & Strategy

Search for the name of your asset (e.g., Bitcoin, Liquid Fund, Gold). If our system has this name in its database, it will apply the appropriate settings automatically when you click continue. If it doesn't detect it, it will default to Fiat/Cash; for example, if you are adding BTC, you must manually change this parameter to Crypto.

You will also be asked for the Usage Strategy:

• INVESTMENT: Select this for assets you hold to generate returns.
• WORKING CAPITAL: Select this if the portfolio is meant for day-to-day expenses, travel, or serves as a liquid fund for rebalancing.

Keeping Balances Updated

Whenever we make a transaction, we must update the total balance. For Working Capital accounts, you should go to NEW TRANSACTION → (e.g., Liquid Fund) → New Total Value every month.

You must update your investments month by month even if you haven't bought or sold anything. You can do this by clicking on the asset, leaving the Quantity and Amount parameters empty, and updating only the total value.

• Update Frequency: The last day of every month, you must update your assets.
• Editing Assets: If you need to adjust assets that are already created, click on Configure and then click the settings gear icon.
• Track Quantity?: This setting is designed for investments that do not rely on standard shares.
• Portfolio Organization: You must have at least one working capital section, even if it is just your checking account.

Setting Targets and Margins

By clicking Configure (inside Manage portfolio), you can establish a percentage you want your assets to occupy in your portfolio, along with an upper and/or lower margin they shouldn't break. When an asset approaches this margin, it signals that you should rebalance your portfolio by buying, stopping purchases, or selling.

When one of these margins is broken, an alert will trigger in the Advanced section. Furthermore, in the Advanced section you will find the Smart Target Control chart. Here you will see the asset's weight relative to the margin graphically, helping you decide what action to take to rebalance if necessary.

Technical Insight: Calculating Asset Weights

The system continuously calculates the weight $$wi​$$ of each asset in your portfolio to compare it against your targets. The mathematical foundation for this is:

$$w_i = \frac{V_i}{\sum_{j=1}^{n} V_j} \times 100$$

Where $$Vi$$​ represents the total monetary value of the specific asset, and the denominator represents the total value of your entire portfolio.